When to Speak to Your Mortgage Pro
Shopping for a mortgage loan? We can assist you! Give us a call today at (703) 551-4107. Ready to get started? Apply Now.
It's important to bring in your mortgage loan professional as soon as possible — even before you have started researching neighborhoods. Why? How can we help if you have not negotiated a purchase amount, and don't yet know how much you want to borrow?
Our mortgage professionals can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. The process takes you through your current financial situation - your debts, income, job, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.
We will give you a Pre-Qualification Letter once you qualify, that says that we're confident you can qualify for up to a certain amount of mortgage loan dollars.
Some advantages open to you after you've found your next house, and have achieved pre-qualification power. The first is that you will be sure what you'll be able to afford when calculating your offer.
Of greater importance to the seller, your pre-qualification is like your having walked into their house with a suitcase full of money ready to make the deal! They won't need to be concerned they are wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the influence of a buyer ready to make the deal on the spot!
We help with your pre-qualification
Our mortgage professionals will help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. During the process, we determine your borrowing potential - reviewing your job, available money for down payment, debt, income, and other areas. We as for a minimum amount of paperwork, and avoid a lengthy process.
Face to Face
While you can benefit from our tools to calculate mortgage variables on our site, it's essential to sit down and talk with one of our mortgage professional team members. That way, we will help you get your pre-qualification letter. Then, we can make sure we have selected the ideal mortgage program for your situation. We are waiting to hear from you: contact us at (703) 551-4107.
Have questions about pre-qualifying? Call us at (703) 551-4107. It's our job to answer pre-qualification questions, so we're happy to help!