When to Speak to Your Mortgage Pro

Are you looking for a mortgage loan? We'd be thrilled to answer your questions about our mortgage offerings! Give us a call today at (703) 551-4107. Ready to begin? Apply Online Now.

It can be helpful to visit with a mortgage professional early, even if you haven't settled on the kind of home to look for. What for? Perhaps it's difficult to understand the ways we could help even before you begin to calculate your offer.

Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through pre-qualifying. During the process, we calculate your capacity to borrow - reviewing your job, available money for down payment, debts, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.

After you are considered eligible, we document our confidence in your ability to qualify for a loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

After you locate a house that meets your needs, and you decide to make an offer, being pre-qualified for a mortgage loan will do a couple of things. The first is that you'll be sure the amount you'll be able to afford when calculating the offer. Your pre-qualification also will make your offer look even better to the seller, as if you were bringing them a suitcase full of cash! They will not need to be concerned they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. We can accomplish this by reviewing your income and debts, your work and housing circumstances, the available funds for a down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to use our tools to calculate mortgage variables on our site, it is essential to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we could locate a different mortgage option that fits your needs better. Let us help you get started: Contact us at (703) 551-4107.

Have questions about pre-qualifying? Call us at (703) 551-4107. It's our job to answer pre-qualification questions, so we're happy to help!


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